Innovative DeFi Payment Solution.

XPAY DeFi Payment App.

Xpay is a virtual payment service that will allow you to make everyday online purchases with your BUSD. Xpay will also allow you to purchase prepaid crypto debit cards with Bitcoin and multiple stable coins on multiple blockchains, while staying 100% decentralized.

Cryptocurrency is digital money that is decentralized, meaning that it has no central issuing authority like a bank or government.
Xpay provides merchants and customers with a new set of decentralized payment standards and protocols designed to allow for a direct payment of the BUSD stablecoin online.
Transactions are made, recorded and secured using blockchain technology, which is similar to a bank ledger.
With the use of Xpay's iOS & Android app, customers can quickly and easily make purchases with their BUSD.
Use Xpay to transact with your crypto in the real world and, at the same time, eliminate excessive deposit, exchange and transaction fees.
Customers are able to use Xpay while keeping their assets in a non-custodial wallet on the decentralized exchange.


Prepaid Crypto Cards.

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Buy your decentralized card through Xpay. Spend it wherever and however you'd like, online or in stores.*

Crypto cards can be purchased with stable coins (BUSD, USDT, USDC, and DAI) on multiple blockchains (BSC, Ethereum, Tron, Polygon, Avalanche, Solana, Fantom, and Harmony). The cards can also be purchased with Bitcoin.

* Can be added to Google Pay, Apple Pay and Samsung Pay in the USA and Canada by verifying your phone number.

The virtual prepaid cards can be added to the BUSDX Pay App. The App is available on the Apple App Store and the Google Play store.

Be sure to use the correct email address! Your card details will be delivered by email when you complete the purchase. If you are planning to add the card to your Apple, Google or Samsung Pay wallet, please make sure to add the correct phone number. That is how you will receive your verification code.

Advantages of Prepaid Crypto Cards.

Increased Security:
Decentralized prepaid crypto cards are more secure than traditional debit cards because they are not connected to a bank account. Instead, the funds are stored in a secure digital wallet, which is protected by advanced encryption technology, until you load them onto your card. This means that your funds are safe from hackers and other malicious actors.
Decentralized prepaid crypto cards offer users an extra layer of anonymity since they do not require your personal information such as name, address, or social security number to be provided when making a purchase. This makes them ideal for those who value their privacy and want to keep their financial information secure.
Decentralized debit crypto cards are incredibly convenient to use. They can be used anywhere that accepts credit or debit cards, including online andin stores. You don’t need to carry cash or worry about overdraft fees.
Decentralized prepaid crypto cards are available to people who may not qualify for traditional bank accounts due to bad credit or lack of identification documents. This makes them an ideal option for those who need access to financial services but don’t have access to traditional banking options.
Worldwide Acceptance: Decentralized prepaid crypto cards can be used anywhere in the world, making them ideal for travelers who want to make purchases without having to worry about exchange rates or currency conversion fees.
Decentralized prepaid crypto cards are great for budgeting because you can only spend what you have loaded onto the card. This helps you stay within your budget and avoid any possible overspending. 


Pay With Your BUSD Anywhere, While Keeping Your Funds Secure.

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Create Wallet Feature
Create a secure wallet or import an existing wallet on the Xpay App.
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The Xpay App can only be accessed through a 6 digit passcode or face ID. Xpay does not collect any data and no data is stored on any servers.

XPAY Card Tiers.










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